In a world full of restaurants, casinos, adult superstores, and other businesses that just want to take their money, how is a truck driver supposed to save money? Let’s put it this way – millions of dollars are spent marketing to truckers trying to convince them to spend their money, but how much time is spent educating truck drivers on how to save their hard earned money?
Why is this the case? Saving money while driving a truck IS NOT EASY. There’s a huge lifestyle change that goes along with becoming a truck driver and often times personal finances are forgotten. Well, we didn’t forget 🙂 Below are 3 easy ways to save money driving a truck:
1. Get a Fridge & Stop Eating Out So Much
This is the easiest way for truck drivers to save money. All it takes is making the decision and commitment to actually follow through. By passing up the fast food and truck stop pizza, progress can be made quickly. It will take an investment in a portable refrigerator for this plan to work, but if used properly this will be an investment that will pay off in more ways than one. Not only will you save money by stocking up on drinks and food at the grocery, it’ll also be way more convenient to eat healthy.
We recommend this ARB 50 Qt Portable Refrigerator. It’s pricey, but it’s the best out there. Remember, we want our healthy truckers to do things the right way and those little coolers just don’t cut it when it’s time to plan ahead for a week.
BONUS: Once you decide on the best portable fridge, take a look at these meal tips for recipes that are both convenient and delicious.
2. Base Your Budget On Low Mile Weeks
Very few people (truck drivers or not) are able to successfully save money without creating some type of budget. Lucky for you, we have an easy 7 step process for creating the perfect budget for truck drivers. Take a look at that link to find out how it’s done. Once you have your plan in place, stick to it.
Remember: the key is to create your budget based upon low mileage weeks (since most drivers are paid by the mile) and to plan on saving all additional money. Say this to yourself, “more miles means more saving, not more spending.”
3. Use Your Emergency Fund Wisely
Wondering how to even get started creating an emergency fund? We can show you how to do that here first. And once an emergency fund is started, it must be used wisely. When in doubt on if an emergency fund should be used for a purchase, just refer back to the “emergency” part of the name…
- Washer quits working back at home and the kids laundry is piling up? Emergency.
- Currently own the Samsung Galaxy S3 but must have the new Samsung Galaxy S4 so you feel cool? NOT an emergency!
If there’s a question whether or not it’s an emergency…it’s probably not.
When it comes to saving money, these are just 3 tips to get truck drivers going in the right direction. Start doing these things, stick to them for several months and progress will be made. It’s that simple.